VA Loans
The Lowdown on VA Loans...
Why a VA Loan?
VA loans are one of the most powerful benefits available to eligible U.S. service members, veterans, and surviving spouses. Backed by the U.S. Department of Veterans Affairs, these loans make homeownership more affordable and accessible through flexible qualification standards and unique benefits such as:
- No Down Payment Required — Qualified borrowers can purchase with 0% down in most cases.
- No Private Mortgage Insurance (PMI) — Save hundreds per month by skipping costly PMI premiums.
- Competitive Interest Rates — VA-backed loans often offer lower rates than conventional loans.
- Flexible Credit Guidelines — Designed to support service members with varying credit backgrounds.
- Assumable Loans — A future buyer may be able to take over your existing VA loan and rate.
Our VA Loan Rates Are Low & Our Process is Quick & Painless
A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).
We’re here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE VA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.